Tuesday, April 05, 2011

Yarn or embroidery thread, Valladolid mercado.


Mother and daughter, Valladolid mercado.

2 comments:

Felix Wong said...

Hola, eStan. I share your qualms about U.S. health insurnace. I also have an HSA plan, which I am paying $1k/year for the privilege of paying another $5.2k (deductible) before medical benefits kick in if I encountered a health problem.

I guess $1k/year in the U.S. is actually "really cheap" compared to most people here, BUT my premium keeps going up by 15-25%/year (25% this year)! This despite not having used the services of a doctor or hospital a single time in 10+ years, except for physicals.

My current plan in case of illnesses like strep etc. is to go to a Walgreens Take Care Clinic. The prices for their services actually seem reasonable:
http://takecarehealth.com/Cost_Menu.aspx

Failing that and if my premiums continue to increase by 25%/year (i.e., doubles every 3 years), I may have to follow you to Mexico.

Stan said...

I've had my HSA-eligible high deductible policy for almost three years. There was a price guarantee for two years, at $216 a month. When it renewed for year three, they announced that my premium would be $317 (about a 45% increase) due to 'higher industry costs'. Pushing $4,000 a year now, and thousands more if I have any expenses, until making the deductible. No doubt my premium is higher than yours due in part to age difference.

The top five executives at my insurer were paid over $24 million in 2010, and I believe there are tens of millions more in stock options.

I can't help but wonder what my premium would be if there was a public option.